Do you have issues with your credit? Have you been denied for a loan, or even turned away from renting a home or even auto insurance? There is hope!
Maybe you are wanting the “American Dream” of Homeownership? Can you picture yourself raising your children, your grandchildren in your own home?
Take these steps and with a little direction, get approved to buy your Dreams….a new car, a new phone, your very own home♥
Here is a Top Tip from within our course, “Take Charge of MY Credit”.
***Did you know that by law in the US, you're entitled to receive a FREE credit report from each credit bureau? My recommendation is that you check each of them every year. You can stagger them every 4 months, or do them all at the same time if you are feeling a bit confident with the process. Review each tradeline (creditor) for accuracy. Incorrect information on your credit report is likely to exist. You will want to be very careful when you are requesting these reports….there are copy cats out there. The first signal that it is the wrong website, is they will waste no time at all in asking for money. The official website mandated by law is at www.annualcreditreport.com This one Tip will be a great start in Taking Charge of Your Credit. You will be on the road to being in control of your credit in no time! You will also be in charge of what offers of credit you pursue. Rather than getting stuck with a high annual fee on an account and/or high interest rate. Now you may wonder why you would listen to me…..or what my authority is on this course.
My name is Priscilla L Brooks. I live in the Central Valley of California. I have been helping home buyer’s re-establish credit for over 20 years.
Most of my competition was already established in the small town where I began my loan origination career.
Because of this, I usually ended up with the tough deals which almost always included challenging credit. I became quite an expert of not only putting difficult deals together, but also mastering credit.
I am no longer originating loans, but still have this amazing gift to help others understand credit. And also how to build a solid foundation to take charge of their credit and become homeowners♥
In my course, “Take Charge of My Credit”, you will get the history and philosophy of the credit profile/algorithm. There are action steps in each lesson that will change your life. Here is a sample of what is in this course!
What is a credit score?
- A credit score is a number that companies use to determine your credit risk.
- This score represents the likelihood that you will have a 30-90 day late within the next 2 years.
- What is the range of credit scores?
How is my credit score calculated?
- Payment History %
- Amounts Owed %
- Length of credit history %
- New Credit %
- Type of credit used %
What can I do to improve my credit score?
- Pay all of your bills on time
- Contact creditors
- What is the ideal use of credit to boost your credit score?
- What is a healthy mix of credit use?
- How much credit is okay?
- Should I close old accounts?
Important Credit Resources
Most people agree they have very little knowledge of how to improve their credit. This knowledge will increase your credit scores.
There are 2 kinds of people.
- Those who know they need to make changes on how they handle their credit, eager to learn,
- or those who would rather blame others, their circumstances, and do nothing to improve their situation.
Blaming your circumstances rather than the choices you have made about your financial decisions keep you in the same cycle right?
Having the knowledge to make better choices would make all the difference, yes?
Look, this course isn’t for everyone, only you know if this is something that you need.
You will get the knowledge and action steps necessary to Take Control of your Credit, and know how to handle any credit situation you may come across.
If you are ready to get to work, and this all makes sense to you, then I would like to Congratulate you and welcome you to “Take Charge of My Credit”
Join me today! For less than 3 – 4 lattes, you will have the knowledge and power to take charge of your credit!
Get started now!
Priscilla L Brooks, I live in Kingsburg, Ca which is near Fresno, CA I am married, and have 2 dogs whom I adore, they are my babies.
I have been in the credit world for over 39 years, first in Banking, and then in the Mortgage Industry. I have owned my own Mortgage/Real Estate business, and also began my Mortgage career as a loan processor.
I have been helping others re-establish their credit for over 20 years now. I am no longer originating loans or selling real estate, but I have a gift of sharing how to improve credit and also obtain the very best offer when buying a home.
If you would like either of these, I would love to help you on your journey to home ownership. The largest transaction you will do in your life. Wouldn’t it be nice to come to the table with the knowledge to know exactly what you need to negotiate the best price?
I am ready to help when you are ready to get started!
Priscilla L Brooks